The send line keeps your transfer cheap. The wallet line keeps the household honest. The Invest Home line puts the saved money back into the home market. The cover line steps in when something breaks. The USDG GDN yield runs underneath the rail. The AI credit line lands with Phase 2. Read it straight down.
no subscription on the sendhousehold pricing, not per seatARPU $16-$35 vs $4 industryregulated on every corridor
01Schedule
The price schedule.
SendEvery transfer, every corridor.
0.5 % FXno fixed fee
Family walletShared view, standing orders, joint goals, AI coach.
Cover & ProtectFamily insurance, emergency cover on either side of the corridor.
From $12per household per month
USDG GDN yieldFloat earned on the USDG settlement layer. Passed through where regulators allow.
~3.5 %annual yield on the settlement float
AI credit (Phase 2)Alternative credit scoring built on the household ledger. EWA, gig advance, working-capital loans.
Phase 2rolls in with /roadmap milestone 2
One price for the household, not one per seat. The send line is the only line that touches every transfer. The other five are opt-in or run silently underneath the rail.
02ARPU
$16-$35 per household. $4 for the industry.
The six revenue legs compose to an average household ARPU between $16 and $35 per month — roughly 8.75x the $4 industry average for a remittance-only product. The send line opens the relationship; the wallet, cover and Invest Home lines deepen it; the USDG GDN yield runs underneath the rail and shows up as gross margin on the unit economics page.
03Included
What is always included.
Verifying every member of the household. We bear the per-check cost.
The shared ledger view for everyone you put on the wallet.
The year-end statement, India-corridor format, every account, every year.